Whole Life Insurance

Whole life insurance is a permanent type of life insurance that lasts the duration of your life and pays out a death benefit to a beneficiary or estate. The premiums remain level and the policy accumulates a cash value.


Whole life insurance is  typically purchased in the early adult life and is great for keeping family members financially stable after a loss. There are many variations to whole life such as Life Paid Up at 65, Single Premium Life, Modified Whole Life, and Step-Rate Whole Life. ]

  • Never expires
  • Level premiums
  • Builds cash value
  • Can earn dividends

Term Life Insurance

Term insurance is purchased for temporary periods of time. The policy does not build a cash value and only pays a benefit if the insurer dies within the term selected (5, 10, 20, 30, years). This policy is typically purchased by those who want maximum amount of protection for a short period of time. There are  different options of term insurance including: level term, decreasing term, and covetable term.

  • Lower premium
  • Customizable
  • Large death benefit
  • Can be used as collateral on loans

What would do I do next?

Fill out the contact form to schedule your free consultation and receive a personalized quote. You can also press the "Click to Call" button above to reach us today.


Determine Your Strategy and Reach out to us.


Phone: 330-646-8008

Email: tom@rinkinsurancesolutions.com

Office: 3558 Lee Rd. Shaker Heights, OH 44120

3558 Lee Rd, Shaker Heights, OH 44120, USA



Rink Insurance Solutions is an independent insurance brokerage licensed in Ohio & Pennsylvania for life & health, and is specialized in Medicare. Rink Insurance Solutions is not affiliated with any government agency. Our services are at no-cost or obligation to the client. Medicare Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE to get information on all of your options.